I don’t think this is quite fair. Just because someone recognizes a major systemic problem such as spiraling housing prices doesn’t obligate them to unilateral

I don’t think this is quite fair. Just because someone recognizes a major systemic problem such as spiraling housing prices doesn’t obligate them to unilaterally decline their personal gains on a moral basis, especially because that will achieve nothing in terms of rectifying the situation. Now if they oppose broader reform that could actually have positive effects, that’s a more appropriate and nuanced question.