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I would’ve gone for savings, definitely. I think it’s the most cost effective way to get things sorted, second best would be to ask friends/family since I’m gue
by pelagicAustral 5y ago
I would’ve gone for savings, definitely. I think it’s the most cost effective way to get things sorted, second best would be to ask friends/family since I’m guessing it would be an interest -free loan.
- boring_twenties 5y agoAre you sure you're not just saying that because you retrospectively know how your answer is going to be interpreted? Honestly it wouldn't occur to me to answer savings unless I am actually withdrawing from my savings account.
- pelagicAustral 5y agoReally? No, I don't know... To me the order is clear: > Pay it but cut spending on other expenses > Pay the costs from your savings > Borrow from family or friends > Charge to credit card and pay over time > Take a personal loan If that particular month I got that kind of scratch then I would definitely allocate it to cover the expense, second best and most likely, savings... Family and friend if I must, luckily I do have a few names on the 'hey, can I borrow a few G's' list... Credit card and loan are definitely bottom of the list... I finished paying a 7 grand credit debt a few years ago and decided to call it quits with it. Since then I've been trying to save and now (mid-thirties) I can finally feel at ease with some savings... I'm terrible with money btw.