Either "Pay the costs from your savings" or "Pay it but cut spending on other expenses", because you would have either saved or spent that part of next month's

Either "Pay the costs from your savings" or "Pay it but cut spending on other expenses", because you would have either saved or spent that part of next month's paycheck if your credit card balance wasn't $1000 higher than usual. If you don't carry a balance, the credit card is merely time-shifting the reduced spending/saving.