> Fewer than 4 in 10 people have enough savings to pay for an unexpected $1,000 expense in cash. > The rest would have to borrow, use a credit card or take out

> Fewer than 4 in 10 people have enough savings to pay for an unexpected $1,000 expense in cash. > The rest would have to borrow, use a credit card or take out a personal loan. What was the income distribution overall of folks in the survey? Do folks not have $1K specifically because they're living paycheck to paycheck, across income levels, or is it because they lack saving habits?