That has not been my experience as a homeowner in CA for the past 5 years. I think the insurance company sent someone out once when we first bought the house? I

That has not been my experience as a homeowner in CA for the past 5 years. I think the insurance company sent someone out once when we first bought the house? I vaguely recall they looked at the breaker box to write down the main breaker rating, and that's about it.