Furthermore, it perpetuates the myth that Uncle Sam sides with the citizens / voters. The dependency drives up price which makes "affordable" an illusion. Banks

Furthermore, it perpetuates the myth that Uncle Sam sides with the citizens / voters. The dependency drives up price which makes "affordable" an illusion. Banks are happy to say the least. The gov? It's happy as well. The citizen / homeowner? Well, if they did the math they would not be pleased.