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> It's extra weird because RSUs don't necessarily count towards salary for mortgage purposes, but they're (for now) a significant chunk of my net pay. Are you
by jtmarmon 5y ago
> It's extra weird because RSUs don't necessarily count towards salary for mortgage purposes, but they're (for now) a significant chunk of my net pay.
Are you sure this is true? In my (admittedly limited) experience, the way it works is that the bank asks for your annual income and you have to provide proof of that, which you can do by providing a statement from the brokerage account your company vests your RSUs to. RSUs issued from your (presumably publicly traded) company are liquid, so you can pretty easily claim them as part of your annual income and get a mortgage against that income.
- worker767424 5y agoIt did with one lender I talked to (Rocket Mortgage). I'll check with another (probably First Republic).