I doubt there's an actuarial crisis brewing, for the simple reason that changes in life expectancy are a known risk which can be hedged. In the case of life in

I doubt there's an actuarial crisis brewing, for the simple reason that changes in life expectancy are a known risk which can be hedged. In the case of life insurance companies, the usual solution is to also sell life annuities; if insurance payouts go up, annuity payouts go down.