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How many new young customers do they have? Maybe more people than before think about getting a life insurance and for whatever reason the more "fragile" ones ar
by xojoc 5y ago
How many new young customers do they have? Maybe more people than before think about getting a life insurance and for whatever reason the more "fragile" ones are getting one.
- whatever1 5y agoBig employers in the US offer group life insurance to their employees without the need to opt in. Of course they have opt in add ons to increase the coverage, but in any case if you are employed and you die (knock wood) the insurance company’s phone will ring.
- hnburnsy 5y agoThese are most likely group life policies where the employer pays the premiums for a base amount for all employees. Since there is no charge to the employee for the base coverage, most would accept the coverage.
- kevinmchugh 5y agoIf the employee base changed it could end up being unrepresentative of the broader population, but it's hard to imagine what that might be. Healthier people quit? Healthier people left Indiana? A competitor insurance company signed all the healthier groups?