> In the real world, the amount of currency increases when a bank extends a loan which then creates more value by such things as being using as capital, allowin

> In the real world, the amount of currency increases when a bank extends a loan which then creates more value by such things as being using as capital, allowing you to enjoy a home now instead of decades later and so forth Or the central bank decides to flip a switch and create trillions of dollars in money with the stoke of a key and distributes it to parties it feels needs them (mostly banks and other financial parties [0]). This is also a very short term limited view of money. A stable currency is not the norm for most of history. Even today's relatively stable system in western democracies is very short. If you take a longer, broader view of currency and monetary policy you'll see that the system is not sustainable an there is value in an alternative money supply thats based on rules and not reliant on the wisdom of central bankers appointed by politicians. Whether crypto is the answer is different question. But to think that somehow western central bankers are beyond approach and figured it all out in the last 50 years is naive. [0] https://www.covidmoneytracker.org/ https://www.covidmoneytracker.org/