In the spirit of saving the search - yes, it does offer the ability to decrease coverage as needed, with premiums decreasing by the same percentage as well (i.e

In the spirit of saving the search - yes, it does offer the ability to decrease coverage as needed, with premiums decreasing by the same percentage as well (i.e. if you decrease benefit by half, premiums decrease by half, too). Here's a link if it's helpful! https://www.ladderlife.com/laddering https://www.ladderlife.com/laddering