We believe so yes, Interledger is a payments clearing protocol. More akin to to card networks or SWIFT. The ultimate goal is to allow disparate account holding

We believe so yes, Interledger is a payments clearing protocol. More akin to to card networks or SWIFT. The ultimate goal is to allow disparate account holding institutions ( banks, digital wallets, crypto wallets etc) to have an interoperable mechanism for clearing payments between each other. Settlement between these parties is for them to decide. The next goal for us to to enable a layer on top of Interledger to create an effective global open banking spec, which is called Open Payments[0]. Just a side note, with a backbone of ILP there is many applications that could potentially be built on top. As ILP has decided to take a layered approach to the stack, similar to the internet. Replying on my phone but happy to answer any questions [0] openpayments.dev