Effort and luck of circumstance are both on a spectrum. It's rare to become wealthy simply with extremes of either diligence or luck. Regardless, the unlucky c

Effort and luck of circumstance are both on a spectrum. It's rare to become wealthy simply with extremes of either diligence or luck. Regardless, the unlucky can generally do better by being diligent versus not being diligent. It's the part you can control.