Ebenezer Scrooge strikes on Christmas. This is unfortunate I have had something similar happen where I thought the funds were there and spent more money then I

Ebenezer Scrooge strikes on Christmas. This is unfortunate I have had something similar happen where I thought the funds were there and spent more money then I had. What happened was Microsoft lost the payment info or something on a laptop I purchased and did not take it from my account for 3 months. I did so much Christmas shopping at the time I honestly didn't realize they had not taken it out so I made another big purchase and then all of a sudden they took out $1500 catching me by surprise. Had I realized they did not take it right away I would have not continued to spend as I did. I know I am responsible for keeping track but the way it showed up and disappeared on my banking app honestly confused me initially. I feel sorry for these people who may have thought they had a bit more so made an extra purchase or two and now have this money taken back and stuck with their purchases.