Happy New Year everyone! I've two plans, to finalize a will so my kids are taken care of if anything bad happens, and to try pay off the bulk of what's owed to

Happy New Year everyone! I've two plans, to finalize a will so my kids are taken care of if anything bad happens, and to try pay off the bulk of what's owed to the bank on my recently (2021) bought house. Working in tech at the moment is great, but who knows where the future is headed, so targeting debts is my big thing. And that's all down to our stage in life now