I'm one of those people in a better-insuring job, and I still see a lot of thievery happening in plain sight. I recently had a telemedicine visit with my doctor

I'm one of those people in a better-insuring job, and I still see a lot of thievery happening in plain sight. I recently had a telemedicine visit with my doctor, and the hospital sent me a separate "facility fee" bill for that. Apparently because the doctor was in his office at the hospital, I need to pay out-of-pocket for this non-medical facility charge. Since it's non-medical, my health insurance company doesn't even negotiate a rate for that charge, let alone pay it. Fortunately my state requires that such fees be disclosed to the patient ahead of time, so I'm going to send in a written complaint pointing to that law and count on this fee being reduced or dismissed. However the fact that I even have to be able to find, interpret, and apply that law is a systemic failure.