3 ms·
This. Something I've come across is that most of my friends who have ended up in better insuring (and often paying) jobs are somewhat blind to the thievery happ
by rixrax 5y ago
This. Something I've come across is that most of my friends who have ended up in better insuring (and often paying) jobs are somewhat blind to the thievery happening in plain sight because the monthly premiums are conveniently out of sight.
As a thought experiment, congress should simply ban and outlaw employer provided healthcare and force everyone who desires to be insured to make contract directly with Kaiser, Blueshield etc. When you pay north of $2k / month (for a family of four) out of your own pocket for the pleasure of being able to make an appointment in hospital, that just might draw enough ire to effect change.
Of course that should also make employing someone equally cheaper, or allow for equally large salary increase.
- steelframe 5y agoI'm one of those people in a better-insuring job, and I still see a lot of thievery happening in plain sight. I recently had a telemedicine visit with my doctor, and the hospital sent me a separate "facility fee" bill for that. Apparently because the doctor was in his office at the hospital, I need to pay out-of-pocket for this non-medical facility charge. Since it's non-medical, my health insurance company doesn't even negotiate a rate for that charge, let alone pay it. Fortunately my state requires that such fees be disclosed to the patient ahead of time, so I'm going to send in a written complaint pointing to that law and count on this fee being reduced or dismissed. However the fact that I even have to be able to find, interpret, and apply that law is a systemic failure.
- geekasm 5y agoholy crap. For the life of me, this is such an incredibly broken mess ! I am amazed that how this medical system came to fruition. Clearly, a functionally medical system is _needed_ (not _wanted_) for a developed country. USA is I guess an exception. p.s.: come to India, I cant overstate how much better it is.
- webinvest 5y agoIt’s easier to remove the FICA tax exemption from employer health insurance.