This sounds like parts of the US has a problem with checks and a lack of good, digital bank services. I can transfer money and pay my bills with my phone. I ca

This sounds like parts of the US has a problem with checks and a lack of good, digital bank services. I can transfer money and pay my bills with my phone. I can even transfer money to people not having the same bank as I have. I did it today, it took 30s or so and the recipient could immediately see the money on her phone. Where I live we also tend to use cards a LOT. I can pay in almost any store with my debit card and the money is drawn from my bank account right away. It was decades since I've saw a check.