The homeowner was ready to pay whatever at the time. It would seem to be just good business to offer right-now service at a price that reflects that this had mo

The homeowner was ready to pay whatever at the time. It would seem to be just good business to offer right-now service at a price that reflects that this had moved from insurance to rescue, high enough to make anyone wish they'd paid for the insurance. I wonder if the law would allow that, or if the contract would be void as entered into under duress. "My house is buring down" seems like a pretty clear duress scenario in the vernacular sense of the word. But searching around it seems that in contract law duress involves some action by the other party, like a threat.