In India we have UPI by government no fees. It is a new way of payments that removes need for middleman and government even has a official app ( BHIM App ) for

In India we have UPI by government no fees. It is a new way of payments that removes need for middleman and government even has a official app ( BHIM App ) for it and most importantly it is a protocol so anyone can use it without third parties ( private companies )involved. It now also supports subscriptions. Read more: UPI transactions over $100bn in Oct Read more at: 1. Wikipedia https://en.wikipedia.org/wiki/Unified_Payments_Interface https://en.wikipedia.org/wiki/Unified_Payments_Interface 2. UPI transactions over $100bn in Oct http://timesofindia.indiatimes.com/articleshow/87474515.cms http://timesofindia.indiatimes.com/articleshow/87474515.cms 3. Search Google for "UPI in India"