In the UK if you really didn’t want to use a processor you could ask people to bank transfer you cash (free for both parties with Faster Payments) or send chequ

In the UK if you really didn’t want to use a processor you could ask people to bank transfer you cash (free for both parties with Faster Payments) or send cheques, although most banks are phasing them out. There are definitely web stores which have this as an option and I’ve seen it in NZ too. The downside is manual labour and a transfer speed of O(minutes). I used to help run a summer camp in Europe and we always took payment via direct transfer. None of us had the experience to write an e-commerce solution and we didn’t have the budget to buy one. Nowadays I guess we could use Stripe, but it’s still simpler to give people account details to pay into and to tell us when they sent it. We don’t have the numbers to justify anything complex either. Only recently we started accepting donations via PayPal and even then only because it’s very easy to generate the code for the button.