Hrmm. I’d rather do a cash out refi than sell equity in my home. That way in an ever rising market I can participate in 100% of the upside when I sell. But perh

Hrmm. I’d rather do a cash out refi than sell equity in my home. That way in an ever rising market I can participate in 100% of the upside when I sell. But perhaps selling a stake has less fees and it shouldn’t change the mortgage payment and it keeps the payoff timeline in tact. So hmm I guess this makes a bit more sense. Also what happens if I declare bankruptcy: would I be forced to pay this equity portion out? Could they force a sale if the price of the home falls?