The stock market is quite liquid. Why would people bother timing anything? If you feel that the market will move in a given direction within a given time peri

The stock market is quite liquid. Why would people bother timing anything? If you feel that the market will move in a given direction within a given time period buy/sell options to cover your positions. Nothing in this world is 100% safe. I personally believe in having layers of financial preparedness. Some cash and coin at home if ATM's go offline or get over ran, likelihood is low but could happen. 6-12 months of cash in a savings account a credit union for emergencies because life happens. HSA cause stuff breaks the more you age. Retirement IRA where I buy/sell stocks and options. Non retirement account where I do more buy and hold due to taxes. And an online crypto account with half of my crypto holdings, the other half is on a crypto ledger nano s which sits in a safe. https://shop.ledger.com/products/ledger-nano-s https://shop.ledger.com/products/ledger-nano-s. Damn it they now have them in colors, that is cool. Regardless don't put all your eggs in one basket.