> Since 2010, student loans are actually owned by the government Federal student loans are owned by the government. Private student loans, of which there are m

> Since 2010, student loans are actually owned by the government Federal student loans are owned by the government. Private student loans, of which there are many and more every day, are owned by private (generally for-profit) companies. They're also not covered by the student loan relief efforts of recent times (CARES), if I understand correctly.