> I live in europe and basically all mc/visa are actually debit cards. That's not true. I'd expect that most of the credit cards are MC/Visa, and there are mor

> I live in europe and basically all mc/visa are actually debit cards. That's not true. I'd expect that most of the credit cards are MC/Visa, and there are more debit cards in EU than credit cards, and among debit cards there are many debit MC/Visa, but that does mean that "basicall all mc/visa" in Europe are debit cards. Edit. Found some stats. https://ec.europa.eu/competition/sectors/financial_services/IFR_report_card_payment.pdf https://ec.europa.eu/competition/sectors/financial_services/... "Report on the application of Regulation (EU) 2015/751 on interchange fees for card-based payment transactions". Page 24, Fig. 5 and page 25, Fig. 6. Debit cards in EU in 2016: 78% of the transactions are with domestic schemes, 99.5% of the rest were MC/Visa. Credit cards: 68% used domestic schemes, 94.3% of the rest were MC/Visa. It's not the most recent data, but still proves the point. In other words, MC/Visa were used a lot both as credit cards, and as debit cards.