Does the money people are 'living off' not get spent with companies in your world? Doesn't that mean the company owner gets an income, the bankers get an income

Does the money people are 'living off' not get spent with companies in your world? Doesn't that mean the company owner gets an income, the bankers get an income and the workers in that company get an income. The company owner and bankers only get an income to the extent that there is a productive use of workers above 1-1 - delivering sufficient surplus of real goods and services to feed and house the rest of us. Isn't that what we want? Always remember that money doesn't stop at its first use.