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Yes, you can send funds from Chivo wallet to any bitcoin wallet (or the other way around)

• ArtTimeInvestor 5y ago
  Ok, but the same would hold true for any exchange app. But that does not make it a lightning app. The coins would be held by the exchange and the app only displays your balance.
  • topranks 5y ago
    It’s precisely like that.
    • __MatrixMan__ 5y ago
      If you're going to centralize the keys, why bother with Bitcoin? Isn't the whole point that you're insulated against untrustworthy governments? It's kind of sounding like decaf coffee ..
    • ArtTimeInvestor 5y ago
      So the Chiva Wallet is not a lightning app?