I mean yeah, step one is almost always "make more money than most people on earth", which is obviously not an attainable goal for most people. if you're already

I mean yeah, step one is almost always "make more money than most people on earth", which is obviously not an attainable goal for most people. if you're already on the right track, it's not terribly interesting to read. but being a disciplined saver and making reasonable investment choices is surprisingly uncommon even among people who do actually have the prerequisite income. something about it just doesn't click in the minds of some people. I have a buddy that's been poor (like, rice and beans and still missing rent) his whole life. yet somehow whenever he receives some sort of windfall, he spends thousands of dollars faster than I do on a >$150k salary. he finally got a good job making ~$80k and his first thought was "I'm gonna get a nice 3BR apartment". he lives by himself with no children or pets! maybe if enough articles like this popped up in his feed, he would understand the issue with his approach.