I do not have a financial planning team nor I am interested in getting one, I feel I am educated enough on the topic to self manage. By most conventional stand

I do not have a financial planning team nor I am interested in getting one, I feel I am educated enough on the topic to self manage. By most conventional standards I could already retire now, but my stance is more conservative than average: https://news.ycombinator.com/item?id=29691550 https://news.ycombinator.com/item?id=29691550