4 ms·

I believe "moral hazard" is the term of art for what you describe.

• akkartik 5y ago
  Approximately. Moral hazard typically refers to sins of commission. Deliberately taking on more risk because you're insured. Here I'm thinking more of sins of omission. You just forgot to do something. You didn't have enough attention to devote to the task, so you rationally apportioned the attention budget to the areas most likely to be checked by others.