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Also, a man-made item crashing into your house is not really an accident - it's negligence. Someone other than your insurance company should be compensating you
by d1sxeyes 5y ago
Also, a man-made item crashing into your house is not really an accident - it's negligence. Someone other than your insurance company should be compensating you (probably the owner of the satellite, potentially the third party who knocked it out of the sky).
- dragonwriter 5y ago> Also, a man-made item crashing into your house is not really an accident - it's negligence. Someone other than your insurance company should be compensating you It's not uncommon for insurance to cover damages other people are responsible for (and in exchange assume you right to collect from those parties.) I mean, it's not like there isn't a human liable for theft, and that's a pretty common coverage in both homeowner's and renter’s policies.
- chrisseaton 5y agoAh right I never thought about that - it's about their ability to recover from a third party.
- frosted-flakes 5y agoThat's pretty much the only reason for auto insurance. Apart from wildlife enounters, most vehicle accidents have someone at fault.
- d1sxeyes 5y agoWell, I guess it depends on your coverage and country, but AFAIK in most countries the legal minimum is 3rd party insurance - which pays for repairs to other vehicles in collisions you caused.
- d1sxeyes 5y ago> I mean, it's not like there isn't a human liable for theft, and that's a pretty common coverage in both homeowner's and renter’s policies. Good point. I guess the logic is that a burglar is unlikely to be doing particularly well for themselves in life, and so may not be able to compensate you for your loss.