Retirement is generally towards the end because most professions aren’t like tech to earn enough to retire early. Retiring early is a luxury of a very privilege

Retirement is generally towards the end because most professions aren’t like tech to earn enough to retire early. Retiring early is a luxury of a very privileged minority. Of course you can retire early while making less money but you are definitely wasting your youth if you have to keep spending to the bare minimum. It’s not this way that it is because of “mindset” — it’s because of practicality. And personally speaking, I enjoy my job, I never work more than 40 hours, and I have time for my hobbies. I think this is a way more practical “mindset” for most people.