A more upfront way to do this is to get contract work as a consultant, and have at least some of your clients paying by project or retainer rather than strict h

A more upfront way to do this is to get contract work as a consultant, and have at least some of your clients paying by project or retainer rather than strict hourly billing. This discussion of the TKPV ladder is relevant: https://news.ycombinator.com/item?id=29360119#29362849 https://news.ycombinator.com/item?id=29360119#29362849