It's an interesting argument, because you're saying it's fine that we're forced to have one of these devices, and that we're expected to carry it everywhere, or

It's an interesting argument, because you're saying it's fine that we're forced to have one of these devices, and that we're expected to carry it everywhere, or face being excluded from many aspects of society. For some things I can accept it (parking is a grey area to me personally since I don't actually know how to drive), but for e.g. person-to-person payments, I find the current situation untenable.