> That’s why I consider it financial insanity to spend your 20s traveling the world and “finding yourself” instead of working and saving. I spent my 20s unempl

> That’s why I consider it financial insanity to spend your 20s traveling the world and “finding yourself” instead of working and saving. I spent my 20s unemployed due to MS. I'm screwed for my whole life now. Then again I don't get to plan when I retire either so I guess it works out?