not american, canadian, but it' hard to avoid it here, most people wouldn't tbe able to get a car, university education or home without some form of debt. It d

not american, canadian, but it' hard to avoid it here, most people wouldn't tbe able to get a car, university education or home without some form of debt. It does have a very negative impact on our society I'll admit that It's normal for people here to enter their adult lives with between 20 to 80 k of debt from university