That's why the US elites are adamant about not giving any social benefits to its population: they want the largest number of people depending on loans to surviv

That's why the US elites are adamant about not giving any social benefits to its population: they want the largest number of people depending on loans to survive, and working hard to make banks rich! People who depend on loans are forced to work hard, both for the benefit of their employers and the banks. It is like a cassino, where the banks have the house edge: banks will end up making more in interest over the lifetime of the loans (and the people).