The desire and pressure to consume conspicuously is something embedded in US culture, much like smoking was. Make it rain. Just don't tell me what my APR is in

The desire and pressure to consume conspicuously is something embedded in US culture, much like smoking was. Make it rain. Just don't tell me what my APR is in the morning. The amount of discipline required to save and defer gratification is enormous, and it is a continuous effort, particularly in this country. You are one of the few. One of the brave. Congratulations!