What collection tactics did LendUp use? In addition to extremely high interest rates, a lot of these companies rely on being pretty aggressive to get people to

What collection tactics did LendUp use? In addition to extremely high interest rates, a lot of these companies rely on being pretty aggressive to get people to pay. I kind of assume that without that these products don't really work. Was the idea that the "ladder" was meant to be a carrot sub for the near "we'll break your legs" stick tactics that a lot of other lenders in that space use?