>In my personal opinion a free financial course should be required before you first get your SSN and then no higher than a $500 credit limit for 6 months after.

>In my personal opinion a free financial course should be required before you first get your SSN and then no higher than a $500 credit limit for 6 months after. While I appreciate the sentiment, SSN is required for anyone to be claimed as a dependent. My Children had theirs issued shortly after birth. I rather see something alonog a required class before you can open your first credit card. I got mine in college and had a $25k credit limit by the time I graduated. It was very easy for classmates of mine to get into serious debt.