If you shy away from defending payday loans, you may be aware of how easily those loans can "get away" from their financially-unstable borrowers and turn into l

If you shy away from defending payday loans, you may be aware of how easily those loans can "get away" from their financially-unstable borrowers and turn into longer-term cash sinks. In light of that, how is it not fair to consider the interest rate over a longer period?