Never forget that the boring approach of regular savings is a great reliable approach to reaching FIRE. What I'd do first is max my tax-free savings account (a

Never forget that the boring approach of regular savings is a great reliable approach to reaching FIRE. What I'd do first is max my tax-free savings account (a stocks & shares ISA in the UK). That's 20k a year. Assume that grows at the rate of the S&P 500 and you'll have just under 300k in 10 years, or 25k a year interest which covers your living expenses but doesn't take into account inflation (and assumes the market performs). Now you have 15k left per year. Make sure that you're living life and not just saving away - spend some of this on hobbies and enjoy your time. Maybe you have 5k left after that, maybe 10k, who knows. Either way, depending on your risk appetite you can either invest the remaining amount into an ETF, save it as cash for a rainy day, buy individual shares, or go into crypto. I have worked in crypto for several years now and I don't pretend I understand the market, it may as well be gambling, but if I was to give blanket advice I'd suggest following dollar-cost-averaging across as many coins as you can to get the best chance of success there. All-in-all though, think about what you want to do when you retire. Is it to start a hobby? Spend time at the beach? Play video games? Work out why you want to retire early and see how you can improve your situation to allow yourself to do that now. It could be that freelancing half a year for 50-60k and spending half a year on your hobbies is better than living cash-strapped till 2031 so you can retire.