I've been in the same boat. I ended up putting it in a robo account with my risk profile set to be very conservative. Most of it ends up getting invested in a b

I've been in the same boat. I ended up putting it in a robo account with my risk profile set to be very conservative. Most of it ends up getting invested in a bond ETF under the covers, like $BND. Unfortunately with interest rates so low, it's not going to keep up with inflation. I can see why crypto is so attractive--every other "safe" investment seems like it's bound to lose money when considering inflation.