The problem with this way of thinking is that, this is not necessarily true: Regular ways of getting income also make you take part in the risk of whatever or w

The problem with this way of thinking is that, this is not necessarily true: Regular ways of getting income also make you take part in the risk of whatever or whoever you get your income from, and as a result, more and more things that would be income get wrapped into capital gains. The fair thing to do would be something where losing money (or unvoluntarily suffering relocation expenses or losses as a result of your source of income) gives you a tax credit, valid for the next 10 years.