I was wondering that... Potentially where the implications of quarantine are not as bad, as say, going to work? Or maybe to inconvenience someone? Maybe insura

I was wondering that... Potentially where the implications of quarantine are not as bad, as say, going to work? Or maybe to inconvenience someone? Maybe insurance fraud? If you were somehow covered or wanted a refund on some travel. But again, I can't imagine a policy which explicitly covers COVID being beneficial for the underwriter.