How is it paid out - in what account? what control do you have over the funds? Can you even hold crypto in most retirement accounts? (In the UK you can't, I do

How is it paid out - in what account? what control do you have over the funds? Can you even hold crypto in most retirement accounts? (In the UK you can't, I don't know about the US) Because if it isn't an actual retirement account, you can just treat it as 0 money to retirement and some amount additional compensation.