Yes not always. Two factors is something you know and something you have. If I lost my phone or my token generator, you can drug, torture, and kill my family an

Yes not always. Two factors is something you know and something you have. If I lost my phone or my token generator, you can drug, torture, and kill my family and me as much as you want, you will not go far. But I would probably give you everything I have and I know if you have convincing arguments.