That's the whole point of essentially opening your books to the insurance company on as a regular a basis as corporate sees. They're a lot better than corporat

That's the whole point of essentially opening your books to the insurance company on as a regular a basis as corporate sees. They're a lot better than corporate at noticing 'systemic irregularities' that correspond to org charts, and have a financial interest in rooting them out. And insurance knows this and so gives you a better rate on it all because of the 'close relationship'. Additionally corporate typically values smooth revenue streams over strictly maximized revenue streams which is why they have insurance for shrink in the first place.