True. This might be less problematic for freelancers or small businesses in Europe though. Paying by regular bank transfer is easily possible between all member

True. This might be less problematic for freelancers or small businesses in Europe though. Paying by regular bank transfer is easily possible between all member states (and even more countries!). All you need is - and everybody has - an IBAN bank account. Not even your administration has to be adapted for international business (as long as you don't grow that big). The only downside is waiting one meager business day for your money, so it's not really instant payment. I don't know about the US, South America, Asia or Russia, but I guess people have good old bank accounts, have an internetbanking app installed on their smartphone, and sometimes have to pay money to a neighboring country? It might not be as easy as here, or just completely different, but I guess there are ways to skip payment processors, as the fee-stealing middle man that a lot of people take for granted.