The point of the article is that U.S. doesn't have a pure capitalistic system. Banks can take huge risks and, if it works out, they keep the profits, and, if i

The point of the article is that U.S. doesn't have a pure capitalistic system. Banks can take huge risks and, if it works out, they keep the profits, and, if it doesn't, the government bails them out. Banks receive the benefits of both capitalism (unlimited upside) and socialism (insurance from downside). This is not a healthy system.